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- 16:21, 16 March 2025 Jonathan talk contribs created page Debt Respite Scheme (Breathing Space Moratorium and Mental Health Crisis Moratorium) (England and Wales) Regulations 2020 (Created page with "{{Legislation |Type=UK Statutory Instrument |Year=2020 |Number=1311 |In force=2021-05-04 |Subject=Other useful legislation |Summary=Debt respite scheme. |Detail===Explanatory Note== <div class="perm"> These Regulations establish a debt respite scheme. These Regulations make provision for two types of moratorium available to eligible debtors domiciled or ordinarily resident in England or Wales, namely a breathing space moratorium and a mental health crisis moratorium...")