Consumer Credit Act 1974
Revision as of 15:18, 30 December 2014 by Jonathan
Preamble: "An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the supply of goods on hire or hire-purchase, and their transactions, in place of the present enactments regulating moneylenders, pawnbrokers and hire-purchase traders and their transactions; and for related matters."
Any cases with a hyperlink to this legislation will automatically be added here. There may be other relevant cases without a hyperlink, so please check the mental health case law page.
- Graves v Capital Home Loans Ltd  EWCA Civ 1297,  MHLO 113 — "Mr Graves has permission to appeal on the question whether the provisions of ss.140A and 140B apply to the mortgage in this case and, if so, whether the relationship between himself and CHL was unfair because of (a) the inclusion of clause 9.1.6 of the mortgage; and/or because of (b) the way in which CHL exercised or enforced its rights under the agreement in the light of its knowledge of Mr Graves' mental disability." (Section 140A Consumer Credit Act 1974 is entitled "Unfair relationships between creditors and debtors" and s140B "Powers of court in relation to unfair relationships".)